LET’S TALK PRIVACY POLICY

Last Updated: September 6, 2025. 

Let’s Talk, LLC (“Company” or “Let’s Talk” or “we”) is an on-line platform subscription service providing educational resources and forums related to insight-oriented psychotherapy and psychoanalysis (the “Services”). Our Services are made up of the www.letstalkpsychoanalysis.com website, mobile apps, products or programs offered by Let’s Talk (collectively, the “Platform”). The term “Site” when used in this policy refers to the website and mobile apps.  This Privacy Policy explains how we collect, use and disclose information that identifies, relates to, describes, or can be linked to an individual, either directly or indirectly (“Personal Information”) when you visit or use our Site, online or offline products and services, or otherwise interact with us.  


KEY INFORMATION: 

·       We may collect Personal Information about you as set out in the “Information We Collect” section of this Privacy Policy.  

·       We may use your Personal Information for the purposes set out in “Use of Your Information” section of this Privacy Policy. 

·       We may share your Personal Information with third parties and business partners as set out in the “Sharing Your Information with Other Entities” section of this Privacy Policy. 

·       If you reside in certain states where we operate, like California, Colorado, Connecticut, Delaware, Iowa, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Texas, Utah, or, Virginia, you may have a number of rights relating to our use of your Personal Information as set out in “Your State Data Privacy Rights” section of this Privacy Policy. Please note that state laws can change at any time, and new state laws may be enacted. The states listed here are provided as examples and may not represent a complete or current list of all applicable jurisdictions.

The Services are not intended to be healthcare services or medical care or therapy and no health information or medical information is intended to be collected by the Platform, Site or Services.  Additionally, the use of the Services, Platform and Site are subject to the Terms of Service and Disclaimers which prohibits you from introducing such health or medical information to the Platform or Site.


BY ACCESSING THE SITE, USING THE PLATFORM OR OUR SERVICES, OR OTHERWISE INTERACTING WITH LET’S TALK, YOU AGREE TO BE BOUND BY THE TERMS OF THIS PRIVACY POLICY, including the CLASS ACTION WAIVER provisions, below.   

If you do not agree to this Privacy Policy, you are instructed not to use the Site, Platform, or Services

INTRODUCTION

This Privacy Policy explains how Let’s Talk and its affiliates collects, uses, and discloses information about you when you use our Sites, Services, and Platform, receive our emails, attend our events or otherwise interact with us.

WHAT YOU AGREE TO BY USING OUR SITE OR SERVICES

By using the Services and providing us with Personal Information (you agree to the practices described in this Privacy Policy, our Terms and Conditions, and to the updates to these policies posted here from time to time.  To make sure you stay informed of all changes, you should check these policies periodically. Updates will be referenced by the “Last Updated” date shown above.

I. What Personal Information Do We Collect?

We may collect or receive the following categories of information about you that can personally identify you – either on its own or when combined with other information.  How we collect or receive this information depends on the context, including the products or services you use or your device or account settings. 

Not all categories of information will be collected or received about every individual. 

The following is a list of categories of Personal Information which may have been collected from consumers or users of our Services within the last twelve (12) months. The categories and examples provided in the chart below are those defined in the CCPA. This does not mean that all examples of that category of Personal Information were in fact collected but reflects our good faith belief to the best of our knowledge that some of that information may have been collected about consumers. We will update this disclosure from time to time as appropriate.

Video Viewing Behavior

Your video viewing activity, including information as to whether you requested or obtained specific video materials or services, may be collected and shared by Let’s Talk with third parties, including, without limitation, service providers with whom we partner to provide our Products to you, as well as our advertising, social media and other business partners.  By using our Products where videos are displayed, you consent to the collection and sharing with third parties of your video viewing activity, if any, with each such consent being valid for two years from the date of such use or until you withdraw your consent.

  • A Note on Sensitive Personal Information

Sensitive Personal Information is broadly defined under different data privacy laws and may include: 

  • Your racial or ethnic origin

  • Your political opinions

  • Your religion or other beliefs

  • Your health, biometric or genetic characteristics

  • Any trade union membership

  • Your sexuality (information about your sex life or sexual orientation)

  • Any criminal background

  • Precise geolocation

  • The content of your private communications (other than messages you may send to us)

Let’s Talk does not wish to collect any category of SPI.  We will only collect sensitive personal information for the purposes and in the manner allowed by law or with your consent, where permitted by law. 

Consistent with applicable law, you may limit certain uses or disclosures of your sensitive personal information and may exercise this right by contacting at privacy4letstalk@gmail.com.

II. How We Collect Your Information 

Generally, there are three ways we collect your information: 

(A) Information You Provide to Us. 

(B) Information We Automatically Collect. 

(C) Information We Collect from Other Sources.


A. Information You Provide to Us

We may collect the following information you provide to us directly when you: 

  1. Use our Site:   When you come to our Site, we may automatically collect certain information: 

  • Usage Information: We may track, collect, and aggregate information indicating, among other things, which pages of our Site were visited, the order in which they were visited, when they were visited, and which hyperlinks were clicked. We also collect information from the URLs from which you linked to our Site. Collecting such information may involve logging the IP address, operating system, and browser software used by each user of the Site, device and advertising identifiers. 

  • Video Viewing Information: We may collect information concerning your engagement with and consumption of videos, video content and URLs on our Site, including whether you requested or viewed specific video materials or services. 

  • Cookies, Beacons and Pixels: We and our service providers may also use cookies and web beacons when you visit our Site. 

2. Engage with Us Online.  We may collect information you provide to us when you register an account with us or sign up for a service. This information includes:

  • Contact information such as name, email address, postal address and telephone number(s);

  • Demographic information such as age range and birth date or gender;

  • Account information and log in credentials, including unique identifiers such as username and password;

  • Payment and transaction information including credit or bank card information;

  • Preferences for communications.

3. Engage With Us Offline. While we understand that some individuals may prefer offline communication, our Company is not structured to support that approach. Our Services are designed for online engagement, which enables us to provide the most accurate, efficient, and timely support.

4. Submit Content to Us or Allow Us Access.  We offer you the ability to post content in certain contexts, or to share information with us held on other platforms.  This information may include:

  • Data held by you on social media platforms and other software (for example, access to your contacts, calendar or photos). At your request, information about your friends, family and acquaintances, including their contact information.  By doing so, you acknowledge and agree that you have everyone’s consent for us to use their contact or other information for the purpose for which it was provided, and that such information is accurate.  

  • Any additional information when we collect your data with your consent.


B. Information We Automatically Collect

We may create or generate new information about you from other data we collect, including using automated means to generate information about your likely preferences or other characteristics (“inferences”).


C. Information We May Collect or Receive from Other Sources  

We may acquire information from other trusted sources to update or supplement the information you provide, or we collected automatically. The sources of this Information may include: 

  1. Publicly available sources.  As permitted by law, we may collect information from public websites, databases, court records, etc. such as contact information, demographic and professional data and interests.

  2. Social Media Platforms. When you engage with us on social media platforms (like Facebook or TikTok) or log into your account using social media credentials, we may access information such as your profile name, email address, friend/follower lists, demographic details, activities (likes, shares, comments), location, and reactions to our services. Additionally, if you're logged into your social media account while using our services, the platform may track your activity. Please review the privacy policies of the relevant social media platforms for their practices and instructions on managing your privacy settings.

  3. Advertising Partners and other Third Parties: Advertisers, marketing companies, data analytics companies, and data brokers may share information about you with us that is derived from privately-owned databases that give us access to a range of information sources — like publicly available data, government data, survey data and more. This data may include your mailing address, your gender, your age, your household income and other demographic data.

         

III. Use of Your Information by Let’s Talk

Let’s Talk, including its brands and corporate affiliates, may use your information for the purposes described in this Policy. Consistent with applicable law and choices and controls that may be available to you, we may use information collected from you or from devices associated with you to: 

  1. To provide you Products and Services.  This includes making a Product available to you, completing your payments and transactions, or to understand and resolve technical issues with your account or our Products or Services.

    1. Payment Processing

We use Stripe, a third-party payment processor, to securely handle all online payments. Stripe may collect personal data including transactional information and device identifiers. This data is used to facilitate and improve payment processing, enhance security measures, support authentication, and analyze service performance. You can review Stripe’s data practices further in their Privacy Policy.

2. To contact you.  We may use your information to provide you with service-related messages (i.e., a change in our terms and conditions), to respond to your customer service or other inquiries, to send you emails, newsletters or alerts (based on your registrations and preferences) or to notify you of promotions, contests, surveys or events we think may be of interest to you.

3. To improve or develop our services.  We may use your information to make business and marketing decisions, assess customer satisfaction, or to otherwise improve our Products and Services.  Improving or developing our products and services may include using your information to:

    • Train our AI/ML Models: We may use the information we collect from you and publicly available information to help train our machine learning or artificial intelligence models, which we use to help us predict user preferences, for example.

    • Automated Analyses: We may review, scan or analyze your communications with us, including via our chat features and chatbots, for the business and commercial purposes set forth above, including in order to improve or expand our product and services or to train our customer service or other employees.  We may use automated methods where reasonably possible. We will not review, scan, or analyze your messaging communications to send third-party marketing messages to you and we will not sell reviews or analyses of these communications.

4. To market and advertise our Services to you.  We may use your information to market our Products and Services to you.  We may serve you ads through websites, locations, platforms and services that are owned and operated by third parties.  Sometimes we use marketing vendors to advertise to you on our behalf.   We may send you targeted or promotional emails. Let’s Talk uses cookies to help keep track of items you put into your shopping cart including when you have abandoned your cart and this information is used to determine when to send cart reminder messages via SMS. You may opt-out or control your choices at the “Your Rights” section, below.

5. To customize and evaluate your experience.  We and third parties may use your information to deliver you ads, promotions and offers by third parties that may be personalized to you.  We also use this information to measure the effectiveness of ads and to help recognize your devices to serve you ads on and off the sites.  To do so, we and third parties may:

    1. Use ad-tracking technologies: To serve you personalized advertisements on behalf of advertisers we and third parties may use ad tracking technologies like cookies. You can also opt-out and control your choices at the “Your Rights” section, below. 

    2. Build demographic models. We may combine your information with information from other users of our Services to build models that may measure users attributes, interests, or demographic information.  We may use this demographic information to run targeted advertisements and marketing campaigns. 

    3. Use affiliate links.  We may use your information to make product recommendations to you and to provide you with links to other products and services not operated or controlled by us. If you purchase a product after following an affiliate link, we may earn a commission. 

    4.  A note on third parties:  Third party advertisers may combine information they gather about you through our Products or Services with information they receive from their other clients.  This may help them target advertisements to you on behalf of their other clients.  Third parties may also use other services to serve you advertisements.  We do not control these third party’s privacy policies, and cannot be responsible for them.  Any personal information you provide to them is covered by their privacy policies, not ours. We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign. We may share your Personal Data, including your SMS opt-in or consent status, with third parties that help us provide our messaging services, including but not limited to platform providers, phone companies, and any other vendors who assist us in the delivery of text messages.

6. For legal reasons or to carry out administrative tasks. We may use the information you provide to us to audit our internal processes for legal, regulatory and contractual compliance requirements, and for security and fraud detection purposes. 

7. With your consent.  We may use your information in other ways with your consent or at your direction.


IV. Sharing Your Information with Other Entities

We may share your information as follows:

  1. Within our company: We may share your information to affiliates and others within our corporate family of companies that are related by common ownership or control.

  2. With Service Providers: We work with service providers to carry out certain tasks on our behalf, including:

  • Processing your payments

  • Maintaining technology and related infrastructure

  • Hosting our websites and apps

  • Offering you customer service

  • Targeted advertising

  • Measuring ad performance

  • Preventing Fraud

  • Protecting the security of our Services and systems

  • Presenting surveys

  • Providing you with online commenting and feedback ability

  • Responding to privacy requests

  • Complying with legal requirements for our Services

  • Distributing emails and SMS messages

  • List processing and analytics

  • Managing and analyzing research

  • Managing contests and promotions

When performing these tasks, service providers often have access to your personal information. We have contracts with our service providers that limit their use of our customers’ Personal Information for the purpose of providing services to us. We may allow them to use aggregated or de-identified information to improve their services. We require service providers to comply with applicable laws in using Personal Information.

3. Third Parties that Provide Advertising, Content or Other Functionalities.  We may share your information with third parties that provide advertising, content and other functionalities to us for the reasons disclosed in Section II, above.  This includes sharing your information with third parties for targeted advertising, to measure and analyze ad performance, to run sweepstakes or live events, or to improve and enhance our Product and Service functionality.  

    • The disclosure of your information to third parties for advertising purposes may constitute a “sale “or “share” of your information under certain state privacy laws. You can learn more about this and about how to exercise your right to opt-out at “Your Rights” section, below.

4. Social Media Companies. If you log into the Services with a social media service or if you connect a social media account with the Services we may disclose certain of your personal information to that social media service depending on your settings. The social media service’s privacy policy then applies to their practices regarding your information.

5. When required by Law or as Necessary to Protect our Users or Services.  We may disclose your information as is necessary or appropriate to protect, enforce or defend the legal rights, privacy, safety, or property of the Services, our employees or agents or users, or to comply with applicable law or legal process, including to respond to requests from public or government authorities.

6. In Connection with a Corporate Transaction.  We may disclosure your information in the event that we sell or transfer all or a portion of our business or assets to a third party, such as in the event of or in contemplation of a merger, acquisition or in connection with a bankruptcy reorganization.

7. At Your Direction. We may disclose your information when you direct us to share it with third-party sites or platforms, such as social networking sites. 

Please note that, except as otherwise stated above, once we share your personal information with another company in the above circumstances, the information received by the other company is controlled by that company and becomes subject to its privacy practices. 

V. Your State Privacy Rights

Let’s Talk may operate in states that provide residents with certain privacy rights.  

If you reside in California, Colorado, Connecticut, Delaware, Florida, Iowa, Montana, Nebraska, Nevada, New Hampshire, New Jersey, Oregon, Texas, Utah, or Virginia, this section may apply to you. Please note that state laws can change at any time, and new state laws may be enacted. The states listed here are provided as examples and may not represent a complete or current list of all applicable jurisdictions. Depending on your state, you may have (and we will honor to the extent applicable) the following data subject rights:

Limit Use and/or Disclosure of Sensitive Personal Information

Certain categories of personal information that we collect and use might be “sensitive” under data privacy laws. Consistent with applicable law, you may limit certain uses or disclosures of your sensitive personal information and may exercise this right by emailing us at privacy4letstalk@gmail.com

Right to Access

Consistent with applicable law, you may submit a verifiable consumer request to access, in a portable and (if technically feasible) readily usable form, the personal information that we have collected about you as well as more information about our data practices. For more information about how we collect, use, and disclose personal information for business purposes, please review our Privacy Policy.

Right to Correct

Consistent with applicable law, you may submit a verifiable consumer request to correct inaccuracies in your personal information held by Let’s Talk.

Right to Delete

Consistent with applicable law, you may submit a verifiable consumer request to delete your personal information.

Sale and Sharing of Data

We do not sell personal information to third parties; we are not data brokers and do not put personal information on the open market. We do not knowingly sell or share the personal information of individuals who are younger than 17. We do allow third parties to collect personal information through the Let’s Talk Platform and share personal information with third parties for the business purposes described in the Privacy Policy including, without limitation, advertising and marketing on the Let’s Talk Platform and elsewhere based on users’ online activities over time and across Let’s Talk’s, services, and devices. Consistent with applicable law, you may opt out of such processing by emailing us at privacy4letstalk@gmail.com.

Right of Non-Discrimination

We will not discriminate against you for exercising your rights and choices, although some of the functionality and features available on the service may change or no longer be available to you. Any differences in the services are related to the information provided.

Data Retention

We retain personal information for as long as needed or permitted in light of the purpose(s) for which it was collected. The criteria used to determine our retention periods include:

  • The length of time we have an ongoing relationship with you and provide services to you (for example, for as long as you have an account with us or keep using our services) and the length of time thereafter during which we may have a legitimate need to reference your personal information to address issues that may arise;

  • Whether there is a legal obligation to which we are subject (for example, certain laws require us to keep records of your transactions for a certain period of time before we can delete them); or

  • Whether retention is allowed by applicable law (such as in regard to applicable statutes of limitations, litigation or regulatory investigations).

De-Identification

Consistent with applicable law, we may maintain and use anonymized information in de-identified form and not to attempt to re-identify the information, except that we may attempt to re-identify the information solely for the purpose of determining whether its de-identification processes satisfy the requirements of the California Privacy Rights Act.

Appeal of Consumer Rights Requests

To appeal a refusal to take action on your request, please see the instructions in our response to your request or submit your appeal in writing by contacting us at privacy4letstalk@gmail.com with the subject “Appeal of Consumer Rights Request.”

Use of Opt-Out Signals

We do not sell personal information. However, we do process personal information for purposes of displaying advertisements that are selected based on users’ online activities over time and across different sites, services, and devices. We also engage in automated processing that could affect you. Consistent with applicable law, you may opt out of such processing by emailing us at privacy4letstalk@gmail.com.

Right to Opt-Out for the Purposes of Profiling for Decisions That Produce Legal or Similarly Significant Effects

Consistent with applicable law, you may have the right to opt-out of processing of personal information for purposes of profiling in furtherance of decisions that produce legal or similarly significant effects. To exercise any right you may have, please email us at privacy4letstalk@gmail.com.

Sensitive Data Inferences

We may process inferences from your sensitive data for the purposes discussed in our Privacy Policy.  In the event that we do, we will retain the inferences until we have fulfilled the purpose for which we collected them. We will delete such inferences in accordance with our Privacy Policy.


Do Not Track Settings
Please note that because there is no consistent industry understanding of how to respond to “Do Not Track” signals, we do not alter our data collection and usage practices when we detect such a signal from your browser.

A. Other State Rights

CALIFORNIA “SHINE THE LIGHT” LAW/YOUR CALIFORNIA PRIVACY RIGHTS

California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits consumers who are California residents, to request and obtain from us once a year, free of charge, information about the categories of personal information (as defined in the Shine the Light law), if any, that we disclosed in the preceding calendar year to third parties for those third parties’ direct marketing purposes. Our disclosure requirements apply only if we share our consumers’ personal information with third parties for them to directly market their own products to those consumers, instead of assisting us with our own business. If you are a California resident and would like to make such a request, email us at privacy4letstalk@gmail.com.


VI. How to Exercise Your Privacy Rights?

We provide you with a variety of ways to control the personal information we hold about you, including choices on how we use that information. 

1.     Account Settings.  Your customer account is hosted by Squarespace. To learn more about how to access, modify or delete your account, and update your subscription or payment methods, follow Squarespace’s guide on managing customer accounts here

2.     Communication Preferences.  You can unsubscribe from email, mail, telephone and text message communications from us.  To do so, email us at privacy4letstalk@gmail.com. You can directly unsubscribe from email communications by clicking the link at the bottom of the email. 

a.     For email requests, it may take up to ten days for us to process your requests. For requests related to telephone calls, text messages, mobile service notifications it may take up to 30 days. If you adjust your postal mail preferences, it may take six to ten weeks before you stop receiving mail because postal mailings are prepared many weeks in advance.

b.     Regardless of your marketing communication preferences, we may still contact you for transactional or informational purposes, such as customer service related to your account, reminder or service notices, recalls, or information regarding your subscription or order(s). It is not possible to unsubscribe from these messages. We share your contact information with Squarespace, our website hosting provider, so they can send these emails to you on our behalf.

3.    Opt-Out of Targeted Advertising.  We may use your information for targeted advertising purposes, as described in Section II, above.  To opt-out of targeted advertising email us at: privacy4letstalk@gmail.com.

4.     Cookie Controls. Cookies and similar technologies are very small text documents or pieces of code, which often include an anonymous unique identifier. When you visit a website or use a mobile application, a computer asks your computer or mobile device for permission to store this file on your computer or mobile device and access information from it. Information gathered through cookies and similar technologies may include the date and time of visits and how you are using the particular website or mobile application. Cookies are used by us as part of our Website and they are also used by some of our third party partners. 

a.     Consent to Use of Cookies: By using the Website you acknowledge that we may store and access essential cookies on your computer or other device. Essential cookies are cookies which are essential for the operation of our Website. 

Further, where you give permission, we may also store and access certain non-essential cookies on your computer or other device. These cookies are not essential to the operation of our Website but allow us to provide additional functionality or to gather additional information about your use of our Website. You are not obliged to give consent to our use of non-essential cookies and we will not place such cookies until you have given your consent.

Most web browsers are set to accept cookies by default. If you prefer to block or delete cookies, you can go to the relevant settings in your browser. If you choose to delete or reject cookies, this could affect certain features or services of our websites. If you choose to delete cookies, settings and preferences controlled by those cookies, including third party targeted advertising preferences, may be deleted and may need to be recreated. For more information, submit a verifiable consumer request to us at: privacy4letstalk@gmail.com.

5.     Access, Correct, Delete or Restrict Processing of Your Information.   In some jurisdictions, you may have the right to access, modify or delete the personal information that we have about you.  To submit a request to access, correct, delete or restrict processing of your information, submit a verifiable consumer request to us by:

Emailing us at: privacy4letstalk@gmail.com.

You may only make a verifiable consumer request for access or data portability twice within a twelve (12) month period. 

6.     Verification & Authorized Agents. You may use an authorized agent to submit verifiable consumer requests on your behalf.  An authorized agent is a natural person or a business entity that you have authorized to act on your behalf.  We will take reasonable steps to verify your identity and requests, including by verifying your account information, residency or the email address you provide. If you are an authorized agent submitting a request on behalf of another individual, we may require proof of your written authorization before processing the request. We may deny a request from an authorized agent that does not submit proper verification proof

7.     Exempt Information.  Certain information may be exempt from such requests under applicable law such as information we retain for legal compliance and to secure our Services. We may need certain information in order to provide the Products or Services to you; if you ask us to delete it, you may no longer be able to obtain the Products or use the Services.

8. Non-Discrimination.  You will not receive discriminatory treatment by use for the exercise of any of your privacy rights described herein.


VII. Children’s Privacy

Our Sites are not intended for children under the age of 17, and we do not knowingly collect or solicit personal information from anyone under the age of 17. If you are under 17, please do not submit any personal information through our Sites. If we become aware that we have inadvertently collected personal information from a child under the age of 17, we will make reasonable efforts to delete such information from our records.

If you are a parent or guardian and believe that your child has provided us with personal information, you may contact us to review, delete, or withdraw consent for the collection, use, and/or disclosure of your child's personal information as required by law. Parents and guardians may request that we delete or refuse further collection of their child’s personal information.

If you believe we may have collected personal information from a child under 17, please contact us immediately at:

Email: privacy4letstalk@gmail.com.

We are committed to protecting children's privacy and complying with all applicable laws regarding the collection and use of personal information from minors.


VIII. Data Security and Retention

The security, integrity, and confidentiality of your information are important to us. We have implemented technical, administrative, and physical security measures that are designed to protect guest information from unauthorized access, disclosure, use, and modification. Please be aware that, despite our best efforts, no security measures are perfect or impenetrable. We will retain your personal information for the length of time needed to fulfill the purposes outlined in this privacy policy unless a longer retention period is required or permitted by law.         

What about Third-Party Links?

Our Products may contain links to other websites, applications or services that are not owned or controlled by us, including links to Social Media Platforms, or may redirect you off our Products to other locations for information or other services. We are not responsible for the privacy and security practices of other websites, applications or social media platforms or the information they may collect (which may include IP address or device identifiers). You should refer to such third parties’ privacy policies on their sites to determine their respective privacy practices. Links to any other websites, applications, Social Media Platform or content do not constitute or imply an endorsement or recommendation by us of the linked website, application, Social Media Platform, and/or content.

If you are a parent or guardian and you believe we have collected information from your child in a manner not permitted by law, contact us privacy4letstalk@gmail.com.

 

IX. Other Important Legal Terms

The terms in this Privacy Policy and in our Terms of Use have legal importance and may be used by us in a legal proceeding, including to restrict certain claims by you or to limit your rights.

Specifically, in using our Services or accessing the Site you agree:

  1. Video Viewing Behavior: As described elsewhere in this privacy policy and for purposes of clarity, your video viewing activity, including information as to whether you requested or obtained specific video materials or services, may be collected and shared by Let’s Talk with third parties, including, without limitation, service providers with whom we partner to provide our Products to you, as well as our advertising, social media and other business partners.  By using our Products where videos are displayed, you consent to the collection and sharing with third parties of your video viewing activity, if any, with each such consent being valid for two years from the date of such use or until you withdraw your consent by emailing privacy4letstalk@gmail.com.

  2. Limitation of Liability.  TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, WILL WE OR OUR SUBSIDIARIES, PARENT COMPANIES OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM OUR USE OF PERSONAL INFORMATION, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES, AND THE MAXIMUM AMOUNT OF DAMAGES FOR WHICH WE WILL BE LIABLE UNDER THIS AGREEMENT WILL BE THE GREATER OF THE FEES YOU PAID FOR ANY PRODUCT IN CONNECTION WITH WHICH YOU PROVIDED YOUR PERSONAL INFORMATION, OR $100. (BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH JURISDICTIONS, OUR LIABILITY AND THE LIABILITY OF OUR SUBSIDIARIES, PARENT COMPANIES AND AFFILIATES, IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH LAW.) YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE FOR ANY DEFAMATORY, THREATENING, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER OF OUR PRODUCTS. 

  3. Indemnification. You agree to indemnify and hold harmless us, our affiliates, and each of our and their respective directors, officers, managers, employees, shareholders, agents, representatives and licensors, from and against any and all losses, expenses, damages and costs, including reasonable attorneys' fees, that arise out of your provision of any inaccurate or unauthorized Personal Information to us or your violation of this Agreement or any rights of another. We reserve the right to take over the exclusive defense of any claim for which we are entitled to indemnification under this section. In such event, you agree to provide us with such cooperation as is reasonably requested by us.

  4. Choice of Law. This Agreement will be governed by and construed in accordance with the laws of the State of Oregon, without giving effect to any principles of conflicts of law.

  5. Statute of Limitations for All Claims.  To the extent permitted by applicable law, you agree that regardless of any statute or law to the contrary or providing for a longer period, any claim or cause of action that you may have arising out of or related to use of the Products or this Agreement must be filed by you within one year after such claim or cause of action arose or be forever barred.


XII.         WAIVER OF CLASS ACTION CLAIMS.

This is an important section that limits your right to bring a class action against us.  You and Let’s Talk agree that each party may bring disputes against the other party only in an individual capacity, and not as a plaintiff or class member in any purported class or representative proceeding, including, without limitation, a federal or state class action lawsuit. However, nothing in this section limits your right or Let’s Talk’s right to bring a lawsuit against each other as an individual plaintiff. This provision applies to the maximum extent permitted by applicable law to all claims that arise under, in connection with, or relate to this Privacy Policy or the Personal Information you provide to us (whether your own or any other Personal Information you provide), Personal Information that is automatically collected by us and/or obtained by us from third parties; that arose under, in connection with, or relate to any previous privacy policy in effect or that otherwise arose before these terms went into effect; or that may arise in connection with or after or otherwise relate to your Personal Information (or any other Personal Information you provide to us) after termination of any business relationship we may have with you, including cancellation or deletion of your accounts if applicable. 

XIII.        ACCESSIBILITY

We are committed to ensuring all functionality and content is accessible to all our customers.

If you experience any difficulty in accessing any part of this Website or this Policy you may contact us at privacy4letstalk@gmail.com

XIV.       Changes to this Privacy Policy

We may amend this Privacy Policy from time to time. The “Last Updated” date at the top of this page indicates when it was last updated. If we make material changes, we will notify you either by email to the most recent email address provided to us, through a pop-up window on our homepages, or through another method as required by law. Any changes will become effective on the “Last Updated” date indicated above.

Where permitted by applicable law, after we post any changes on this page, your continued use of our Website and/or Services following the posting of changes constitutes your acceptance of such changes.

XV.         How Can You Contact Us?

If you have any questions or comments about this Privacy Policy, the ways in which we collect and use your Personal Information described here, your choices and rights regarding such use, or you wish to exercise your rights, please contact us as provided below.

Email us at: privacy4letstalk@gmail.com